In accordance with European regulations, the Region carried out an ex-ante evaluation in 2014 to determine market failures in access to finance for SMEs/PETs in Ile-de-France. One of the shortcomings identified concerns the low equity and quasi-equity of the very young innovative technology companies, particularly in Ile-de-France. The loan of honour is the “first step of the stairs” for these companies in terms of financing, which the study recommends strengthening — via the ERDF — by increasing the average amount of honour loans granted. The project aims to set up a complementary fund of honour loans that will strengthen the capital of innovative French technology companies at the time of their creation and in the following three years. The project proposes to select a service provider whose mission will be to implement the financial instrument for the granting of supplementary honour loans, which will give rise to 225 loans per year and 1125 loans during the so-called investment period (5 years) for French technology companies.