The aim of the project is to implement financial instruments to support the development of enterprises in the SME sector, which, through access to return finance, will make investments leading to increased competitiveness and innovation. The target group will be micro, small and medium-sized enterprises from Mazowieckie voivodship. Financial support for the Recipients will be provided in the form of loans and guarantees. Funding from the project will be provided to SMEs at market or preferential conditions, but will not compete with the products offered by commercial entities (Banks, other financial entities), as the project is intended to maximise the regionally diagnosed financial gap. The scope of support from financial instruments is defined in the Investment Strategy. System of implementation of financial instruments under Measure 3.3 of the ORM 2014-2020: Innovation in SMEs will be based on a cascade structure. The core of the mechanism will be the Fund Manager (IFF), who will be responsible for the proper functioning of the Funds, the creation of a distribution system, as well as the achievement of the intended objectives and indicators.